Why Buying A House To Become You Home Is So Risky

This place is  great investment no it isn’t. Hello are you looking for a place to live  but come to think of it I probably shouldn’t buy and neither should you. The fact is a lot of people who shop for homes would actually be better off renting. What are you talking about, I just got a promotion and buying houses what you do and it’s the American dream. For almost a century Americans have been taught that homeownership is the ultimate middle-class ideal but the fact is for millions of us this is a dream that’s not worth chasing buying.  When you rent you can move whenever you want but after you buy your sort of Stuck. Childhood pays more money in Hawaii sorry I’m just really tied down right now. It’s even been shown that higher rates of homeownership lead to higher unemployment for exactly this reason. You’re forgetting that owning a home makes financial sense I am sick of paying rent to some landlords. Yeah instead you’ll be paying a mortgage to some bank how is that any different. Well let’s see I send you a bill once a month I kick you out if you don’t pay and I don’t fix anything that’s the difference.

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You’re gonna need this when your heater explodes and i’m going to use your can considering i own it for the next 30years. Often buying doesn’t give you any more stability than renting you just paying a different jerk to the first in years not even build an equity you just paying off interest.
Realtors and financial pundits would have you believe that if you don’t buy a home you’re an idiot but what they don’t tell you is that buying a house can actually be a really risky investment. Real financial experts recommend that you always diversify splitting within your money be doing lots of different investments so if one of them goes south you don’t lose everything but if you think your entire yet worth into one pile of wood and nails then you will loss everything.

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One of the world’s foremost housing economist’s found that when you adjust for inflation over the last century the housing market hasn’t risen at all  not to mention the Phantom costs. Phantom cost are the hidden expenses of homeownership we ignore when we rush to buy. You forgot about home and property taxes, closing costs.
In the first two years the average homeowner spends more than 14 grand on improvements and that can more than wipeout whatever little profit you make.  A lot of people buying a house is actually a risky low yield investment that you have to pay to maintain. The truth is guys a lot of Americans actually reduce their network instead of increasing it when they buy a house that’s because they don’t factor in taxes, maintenance, insurance, even repairing a roof and that can put them behind instead of the head.

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So what we should just keep renting? Maybe renting is actually a much better deal, than most people think a lot of people are going to tell you you’re throwing money away on rent. Don’t listen to him just think about it the landlord has to take on all the risk if the price of the house goes down there stuck with it if something breaks they have to fix it. Meanwhile you live in that house you pay a nominal rent and if you need to pack up and leave you can do it. Buying a house can make sense for some people but just remember this is the biggest financial decision of your life so make sure that you can afford it make sure that you can put twenty percent down and make sure you’re going to live there for at least 10 years and please talk to a financial expert before you buy not a real estate agent.

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